“You don’t have to be rich to invest, but you have to invest to become rich.”
How Much Money Do I Need To Start Stock Investing?: One of the most common misconceptions about investing in stocks is that it requires a large amount of money. The reality? You can start stock investing with as little as ₹100, thanks to digital platforms and zero-commission trading options in India today.
According to HDFC Sky, investing even small amounts regularly can help you gain market exposure and develop discipline.
Entry Points For Beginners
While there is no legal minimum amount to start investing, India Infoline suggests starting with at least ₹500–₹1,000 to buy a single stock or ETF unit. If you’re using a broker or trading app, you may also need to cover small charges like:
- Brokerage fees
- STT (Securities Transaction Tax)
- Exchange transaction charges
(Source: AngelOne)
These are usually minimal, especially for beginners making long-term investments rather than frequent trades.
Low-Cost Investment Options
Here are a few beginner-friendly and low-cost ways to get started:
- Mutual Funds & ETFs: Ideal for those with little market knowledge. You can start SIPs from ₹100/month.
- Fractional Investing: Available on select platforms, allowing partial shares of expensive stocks.
- Direct Stocks: Buy affordable stocks of ₹10–₹100, especially from mid or small-cap sectors.
As noted by Britannica Money, the key is consistency—not the initial amount.
Things To Consider
Before you start investing, be mindful of:
- Your Financial Goals
- Risk Appetite
- Time Horizon
- Brokerage Platform Charges
You don’t need to be a finance expert. You just need a Demat account, a verified KYC, and a basic understanding of how the market functions. RegisterKaro provides a solid roadmap to starting your share market journey legally in India.
Final Word
You don’t need lakhs to begin your investing journey. Start small, stay consistent, and grow your wealth over time. Remember, the earlier you begin, the more you benefit from compounding.
FAQ
What Is The Minimum Amount Needed To Start Investing In Stocks?
You can start investing with as little as ₹100 through SIPs or fractional shares on select platforms.
Do I Need A Demat Account To Invest In Stocks?
Yes. A Demat account is essential to hold and manage shares digitally in India.
What Are The Hidden Costs Of Stock Investing?
Expect minor charges like brokerage fees, GST, and securities transaction tax (STT), depending on your broker.
Can I Invest In Stocks Without A Broker?
No. You need to go through SEBI-registered brokers or platforms to legally invest in the Indian stock market.
Should I Start With Mutual Funds Or Stocks?
If you're a beginner, mutual funds or ETFs offer diversification and lower risk compared to individual stocks.